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</html><description>This Privacy Policy outlines how Higher Loans &amp; Scholarships Board (HELSB) collects, uses, protects, and discloses information collected from users of the HELSB website. By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our website.</description><thumbnail_url>https://helsb.gov.zm/wp-content/uploads/2023/12/44705786_1891321650923020_5903469716998979584_n-removebg-preview-1-e1705061501187.png</thumbnail_url><thumbnail_width>563</thumbnail_width><thumbnail_height>224</thumbnail_height></oembed>
