HELSB Partner Institutions


The following institutions are working with HELSB


Copperbelt University Student Loans

The University of Zambia Student Loans

Kapasa Makasa University Student Loans






Download the Act Document





Terms of Recoveries

After one year grace period elapses, a Beneficiary is expected to visit HELSB offices for a repayment plan.

When do I start paying back?

After completion of study, a Beneficiary is given one year grace period before starting to pay back.

How much is my interest rate?

15%